Financial Health Check | Konnect Initiatives

1. Do you track your monthly income and expenses using a budget?

Yes No

2. Do you have an emergency fund covering 3-6 months of expenses?

Yes No

3. Are your total monthly debt payments less than 35% of your income?

Yes No

4. Do you save or invest at least 15% of your income every month?

Yes No

5. Do you have a clear plan for your retirement?

Yes No

6. Are you covered by a comprehensive health insurance policy?

Yes No

7. Do you set and review financial goals at least twice a year?

Yes No

8. Is your net worth (assets minus debt) increasing annually?

Yes No

9. Do you avoid using high-interest debt for lifestyle purchases?

Yes No

10. Do you have multiple streams of income?

Yes No